Agiastia, D.; Prasetyo, A. S.; Setyowati, H.; Ambarwati, L.; Mutahir, A.; Mahsun, M. THE INFLUENCE OF NON-PERFORMING LOANS (NPL), LOAN OF DEPOSIT RATIO (LDR), OPERATING COST OF OPERATING INCOME (BOPO), QUALITY OF EARNING ASSETS (KAP) AND CAPITAL ADEQUACY REQUIREMENT (CAR). EARNING ASSETS (KAP) AND MINIMUM CAPITAL ADEQUACY (KPMM) ON RETURN. Semnas 2024, 3, 237 -.