“FACTORS AFFECTING THE LEVEL OF WORKING CAPITAL FINANCING: THIRD-PARTY FUNDS, FINANCING TO DEPOSIT RATIO (FDR), AND NON-PERFORMING FINANCING (NPF) AT ISLAMIC COMMERCIAL BANKS IN INDONESIA PERIOD 2019-2024”. 2025. Prosiding Dan Call Paper Widya Wiwaha 4 (1): 471-87. https://doi.org/10.32477/semnas.v4i1.1320.