“THE EFFECT OF FINANCING TO DEPOSIT RATIO (FDR), OPERATING EXPENSES TO OPERATING INCOME, AND THIRD-PARTY FUNDS ON THE MARKET SHARE OF SHARIA COMMERCIAL BANKS FOR THE PERIOD 2019-2024 ”. 2025. Prosiding Dan Call Paper Widya Wiwaha 4 (1): 507-26. https://doi.org/10.32477/semnas.v4i1.1322.