“THE INFLUENCE OF FINANCIAL KNOWLEDGE AND FINANCIAL ATTITUDE ON FINANCIAL MANAGEMENT BEHAVIOR OF ACCOUNTING DEPARTMENT STUDENTS FACULTY OF ECONOMICS AND BUSINESS MATARAM UNIVERSITY WITH PERSONALITY AS A MODERATING VARIABLE”, Semnas, vol. 3, no. 1, pp. 1 – 17, Nov. 2024, doi: 10.32477/semnas.v3i1.1093.