FACTORS AFFECTING THE LEVEL OF WORKING CAPITAL FINANCING: THIRD-PARTY FUNDS, FINANCING TO DEPOSIT RATIO (FDR), AND NON-PERFORMING FINANCING (NPF) AT ISLAMIC COMMERCIAL BANKS IN INDONESIA PERIOD 2019-2024. Semnas [Internet]. 2025 Dec. 29 [cited 2026 Jan. 19];4(1):471-87. Available from: https://jurnal.stieww.ac.id/index.php/semnas/article/view/1320